Credit insurance

Trade credit insurance from Atradius is a straightforward, cost effective and flexible way to ensure you get paid for goods and services you supply within the United Kingdom and abroad.

Our Trade Credit Insurance helps protect you from losses that may be caused by the failure of a customer to pay an invoice through insolvency, or their refusal or inability to pay under the terms of a contract.

Increased access to finance, as we can provide your bank with the reassurances they need when extending finance to you
Support in defining your strategic pathway, through identifying opportunities as well as risks
A healthier balance sheet through a reduction in the need for bad debt provision
A safety net that provides you with further opportunities for growth, as it enables you to test new markets and products, safe in the knowledge that you’ll be protected against bad debt

The cost of your credit insurance policy is calculated as a percentage of your turnover combined with the level of risk. The greater the risk, the higher the premiums
Credit insurance usually costs between 0.1% and just over 1.0%. That means on a typical policy our customers pay between 10 and 15 cents for every EUR 100 we insure
Most of our customers pay their premiums on a monthly basis and renegotiate the policy at the end of their insured year

Benefits of Atradius Credit Insurance

Using Atradius Trade Credit Insurance can provide your business with:

increased access to finance, as we can provide your bank with the reassurance they need when extending finance to you
support in defining your strategic pathway, through identifying opportunities as well as risks
a healthier balance sheet through a reduction in the need for bad debt provision
a safety net that provides you with further opportunities for growth, as it enables you to test new markets and products, safe in the knowledge that you’ll be protected against bad debt.

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"Atradius helped us to grow our business step by step. We have provided better services, been able to increase activity with old customers, and start business with new ones."

Our customer service

Easy account management

You can manage your policy directly through our online system - Atradius Atrium - to quickly establish credit lines, notify us of claims, track progress and implement changes.

Commercial debt collection is part of the policy

In addition to covering up to a maximum of 95% of bad debts, our debt collections service is an integral part of your policy. This means that, for no additional cost, we will help you settle outstanding invoices through our network of collections specialists throughout the world.

One modula policy

Modula allows for varying levels of risk and need between customers to be clearly identified and differentiated. Providing a single policy promotes standardisation and clarity, while the individual modules allow for a custom fit and a policy suited to each individual need.

Monitor your portfolio with Atradius Insights

Atradius Insights is a sophisticated online analysis tool which can also be accessed via Atradius Atrium. Developed in close collaboration with our customers, it’s designed to help you easily identify risks, monitor your portfolio performance and find new business opportunities.

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Benefits of Atradius Credit Insurance

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